NTFS portable hard disk/USB drive may become read only in those campanies' computers that have little privileges and access restriction. FAT32 may avoid this issue.
You may face another problem when you try to format any capacity larger than 32GB in WinXP.
Limitations of the FAT32 File System in Windows XP
You cannot format a volume larger than 32 gigabytes (GB) in size using the FAT32 file system during the Windows XP installation process. Windows XP can mount and support FAT32 volumes larger than 32 GB (subject to the other limits), but you cannot create a FAT32 volume larger than 32 GB by using the Format tool during Setup. If you need to format a volume that is larger than 32 GB, use the NTFS file system to format it. Another option is to start from a Microsoft Windows 98 or Microsoft Windows Millennium Edition (Me) Startup disk and use the Format tool included on the disk.
Although stated here FAT32 can support up to 2TB, WinXP just doesn't allow you to do so.
File Allocation Table - Wikipedia, the free encyclopedia
Fortunately, I found this and it works very well. :)
FAT32 Format
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