犹太人教育儿童理财观的传统

年纪　｜　教授理财内容
３岁　｜　开始教孩子辨识硬币和纸币。
５岁　｜　让孩子知道金钱的用途，并告诉孩子钱是怎么赚来的。
７岁　｜　教孩子比较商品的价格，教孩子学会趁减价才买，做个精明消费者。
８岁　｜　教他们可以透过打工来赚取金钱，并且把钱存在银行获取利息。
１１岁｜　教孩子看电视广告的假象，并且要定下两周以上的开支计划，并且切实执行。

犹太人有句谚语：“财富可能归零，智慧却常伴左右。”

教育子女培养良好的理财习惯，必须从小做起，家长不妨从以下几方面着手：
1. 定期发放零用钱：一开始时，父母可以每周发放零用钱，带孩子习惯后，
慢慢拖长到每月发放。

2.　培养储蓄观念：财富是靠累积得来，储蓄可说是理财基本，父母们不妨从买给孩子钱罂开始，鼓励他们存钱。

3.　开设银行户口：父母带孩子去银行开立单独帐户，让孩子存钱入银行好生息，鼓励孩子多储蓄。

4.　培养孩子记账习惯：当儿童有一定的数学基础后，家长便应该慢慢培养起子女记账的习惯，有助他们控制开支，父母也可以借此监察孩子的消费倾向，若发现有偏差时，可及时纠正。

5.　建立理财目标：父母希望孩子的理财目标，无非是希望子女能理性消费，尽早学会储蓄，以钱揾钱。

Interesting thoughts of a successful man - Warren Buffet

There was a one hour interview on CNBC with Warren Buffet, the second richest man who has donated $31 billion to charity. Here are some very interesting aspects of his life:

1. He bought his first share at age 11 and he now regrets that he started too late!

2. He bought a small farm at age 14 with savings from delivering newspapers.

3. He still lives in the same small 3-bedroom house in mid-town Omaha, that he bought after he got married 50 years ago. He says that he has everything he needs in that house. His house does not have a wall or a fence.

4. He drives his own car everywhere and does not have a driver or security people around him.

5. He never travels by private jet, although he owns the world's largest private jet company.

6. His company, Berkshire Hathaway, owns 63 companies. He writes only one letter each year to the CEOs of these companies, giving them goals for the year. He never holds meetings or calls them on a regular basis. He has given his CEO's only two rules. Rule number 1: Do not lose any of your share holder's money. Rule number 2: Do not forget rule number 1.

7. He does not socialize with the high society crowd. His past time after he gets home is to make himself some pop corn and watch Television.

8. Bill Gates, the world's richest man met him for the first time only 5 years ago. Bill Gates did not think he had anything in common with Warren Buffet. So he had scheduled his meeting only for half hour. But when Gates met him, the meeting lasted for ten hours and Bill Gates became a devotee of Warren Buffet.

9. Warren Buffet does not carry a cell phone, nor has a computer on his desk.

His advice to young people: "Stay away from credit cards and invest in yourself and remember:

A. Money doesn't create man; it is the man who created money.

B. Live your life as simple as you are.

C. Don't do what others say, just listen to them, but do what you feel good.

D. Don't go for brand name; just wear those things in which u feel comfortable.

E. Don't waste your money on unnecessary things; just spend on those who really are in need.

F. After all it's your life so why give chance to others to rule your life."

一波多折的午餐

因为某某因素，这一顿午餐一改再改。终于实现了。

与一位相识大约十八年的朋友约会，虽然认识了那么久，
还是第一次一同共进午餐。最后一次见面，应该至少是
四年多前的事了。

虽然世界上唯一不变的，就是变。
感觉上，我们好像回到小学时代。
她还是我认识的那个她，石甘坚～石坚。 =Þ
她姓石，小学时调皮的我给她取了这个外号。
不知道她是否知道、记得？
我姓石的朋友，至今应该也只有她一个吧！？
所以我会把她给忘记的可能性很低。哈哈～

几段感情的沧桑，让她变得更加独立坚强。
或许日后我会忘记今日谈话内容，但是不会忘记临走时
她拍我肩头说我还是一样的踏实。

对！做人最重要的就是踏实。v^_~v

我被炒鱿鱼了～

早上９时４７分就回到家，我对母亲说的第一句话。
但她似乎无动于衷。算了吧！或许她从来没担心过。
因为像我这种人，就算失业也不至于会饿死的。
除非是自己厌世，生无可恋，自寻短见。

因为整栋大厦电流供应中断，估计至少需要四小时
才能恢复，所以第一次为这分工在家工作。

IT 人应该可以去到哪儿，做到哪儿。没有时间与地方限制，
适应力够强，公司已提供手提电脑，只要找个网络接口就行了。

蘇珊走的那一個下午

天氣一直都沒有好過~
心情依舊低落。

祝福她，希望她平安快樂。 :)

131, 153, 148, 136, Avg 142

Practice makes PERFECT!

時用則存，不用則亡。
熟能生巧。

第 100 個工作日

好不容易到達了，過多幾天就平了上一份工的長度。

最重要，還是要有深度。 :)

今天的你比昨天強了多少？

學如逆水行舟，不進則退。

在這個競爭激烈的年代，應好好自我增值，
響應終身學習，才不至於落于人后或被淘汰。;)

匿名信

今天收到一封，奇怪的是竟然寄來我新住址。
沒有寫上署名，内容讓我摸不着頭腦。

實在無聊～

33++ to 6++ approx. 28++

高处未算高，低处未算低。

風無影，水無形，風來水蕩漾，風過水無痕，美好終遠去。

经济好时唔好太乐观；
经济唔好时唔好太悲观。

山重水复疑无路,柳暗花明又一村。

Success is where Opportunity meets Preparation

Number One

We cannot be Number #1 in everything,
but we must be Number #1 in something.

專注、專精。

下班了，准时离开吧！

工作只占生活的三分一，
你今天可能才生病，明天就挂了。

下班了，勇敢收拾公事包准时离开吧！
人生另外三分之二的风景，在玻璃帷幕
大楼之外的天空跟你招手呢！

Work Hard, Play Hard. :)

Hardcore Programmer

To become a Hardcore Programmer,
you need to know how to use command line.

If you know how to use UBuntu, then you'll know Windows.
But not the other way round. :P

安全第一

今晨，上班交通無比順暢，高速公路雖時限為90KM/H，
但我只以80KM/H來行駛。

淩晨的一場雨，令寒風更加刺骨，防風上衣也不見得有效。
不然，國產機車也可像平時一樣發揮超班的110-120KM/H。

哈哈，還是安全第一！=Þ
因爲還有很多事情等著我去干呢～
很多事情都還沒嘗試過、體驗過，不想英年早逝。;)

人總是勵志千百遍，才能進步一點點。

也總是等到來不及，才知道不再由時間。

好好把握，活在當下，及時行樂。

放下

離開激纷堂已經一年多啦～
是時候放下。

離開eP也已經兩年幾啦～時間過得真係快。=Þ
所有既嘢都係度變，我都唔想再原地踏步。

開始呢個部落格時，我係激纷堂既一分子。
日子過得太空閒，所以開始寫部落格。

過去已經過去，所以係未來既日子裏我將會
更換網址。因爲唔係太清楚有邊位仁兄會睇
我寫D嘢、要如何通知大家？
所以如果你搵唔到我既部落格時，可以聯絡本人。


巨蟹座人的优点
　　情感真挚深切 想象力丰富 念旧、重情义 有包容力 直觉敏锐 懂得体贴、关怀 亲切温暖 善解人意 有同情心

巨蟹座人的缺点
　　跟着情绪走 提得起放不下 太过多愁善感 不知适可而止 缺乏理性思考 经不起打击 说话拐弯抹角，不直接过度保护自己 沉溺于往事，无法面对事实 心肠太软

5 Ways to Retain Talent

Recognizing their contributions to the company should be high on your list of retention strategies

1. Support their values
2. Support their needs
3. Support their development
4. Motivate frequently
5. Give recognition

Article by David Simpson,
the director of Team Building Asia.

又挂了一個~

要趕快提升自己，要自己能夠成熟點、處事圓滑點、
能夠獨當一面。

加油！ :)